Pensions

Pension planning is becoming increasingly complex, with the government offering a range of tax incentives and the pension providers offering a plethora of different products and investment funds. But which options are the best for you personally? We can review your existing arrangements, suggest improvements and guide you through the personal pension-planning maze along with explaining how pension freedom can help to ensure your future needs are met.

We provide financial advice to those who are approaching or are at retirement. We undertake detailed research based on your personal circumstances and put in place financial planning solutions to help you maximise and protect your retirement income.

Investments

ISAs, Investment Bonds (on or offshore), OEICS, Unit Trusts or Regular Savings. Whatever the type of investment best suited to your circumstances, we will put you in an informed position and help you make the right decision.

The value of investments can fall as well as rise. You may not get back what you invest.

Protection

You and your family need to be protected from the effects of serious illness, premature death or accident. Critical illness, life insurance, and permanent health insurance must now seriously be considered by everyone.

We can explore with you the long term financial impact that such events could have on your current and future situations and ensure that an affordable level of financial protection is in place.

Mortgages

First time buyer or just moving on - we will find the mortgage that is right for you. Residential / Buy to Let / Commercial / Self Employed mortgages / Equity Release or Lifetime mortgages: with so much choice it’s difficult to know where to begin. We can help.

Female Financial Advisers

At Burton Financial Services, we are pleased to have 4 female financial advisers as part of our team.

We provide a supportive environment where clients can engage with an adviser of the same gender to confidentially discuss their goals. aspirations and any financial concerns.

Ethical Investments

Investing ethically should not be considered the charitable option, there is no need to compromise your investment returns for your principles. By investing ethically you will be investing in the most forward thinking companies that provide green goods, services and solutions to the UK and worldwide.

This is a growth area with more and more investment opportunities becoming available. Investment in these companies is profitable plus you will be making the difference needed to address many of the social and environmental problems that we are currently facing. For further information please visit our ethical website at Abbott & Booth.

Corporate Clients

We provide bespoke solutions for your business. To help you plan for your business future we can provide advice on:
  • Group Retirement Planning
  • Shareholder Protection
  • Employee Benefits
  • Succession Planning
  • Key Person & Loan Protection
  • Workplace pensions (Auto Enrolment)

Private Clients

We provide bespoke solutions for your business. To help you plan for your business future we can provide advice on:
  • Pre-Retirement Planning
  • Post-Retirement Planning
  • Protection Planning
  • Inheritance Tax Planning
  • Tax-efficient Investing
  • Care Planning

Clare Redfern

...has been an integral part of Burton Financial Services since 2013 and is a Chartered Financial Planner specializing in advice on Protection, Pension and Investment strategies.

Driven by her passion for empowering clients through financial education, Clare dedicates herself to ensuring that clients gain a clear understanding of their financial landscape. Her advisory approach is centred on guiding clients towards achieving their goals.

Beyond her professional commitments, Clare finds joy in running, indulging in retail therapy, and cherishing moments spent with her family.

Paul Clappison

...is a former police constable with Greater Manchester Police but has since worked in the financial services industry for over 26 years.

Paul joined Burton Financial Services in April 2004 after working for a number of large financial companies including Co-op insurance, where Paul was the first ever sales manager appointed to the organisation who had not previously worked as a district agent for the company.

Paul is QC level 4 diploma qualified and covers all areas of financial advice being expert in Investment and Pension advice.

Laura Wright

Laura lives in Poynton with her husband and three daughters.

When Laura isn't studying the latest pension rules or the movements of the FTSE, she spends time tending to her flock, cooking up a storm or running to keep active.

Laura has cemented her knowledge in the Financial Services Sector by working at major life offices such as Zurich, Aviva and Friends Life. Now, some 20 years later, she works with both personal and professional clients to find financial solutions to their many needs. She makes sure to always speak plain English with her clients and she's passionate about helping them make their own plan!

Carl Devereaux

...along with Mark Redfern established Burton Financial Services in 2002 and has over 30 years' experience in the financial services industry.

Carl previously worked for Prudential for 16 years and has been an independent financial adviser for 20 years.

Mark Redfern

...alongside Carl, founded Burton Financial Services in 2002, with over 34 years of collective experience in the financial services sector. While Mark has retired from directly advising clients on financial matters, he continues to serve as a director within the company.


Nick Abbott

...is an ethical specialist and his full details can be found on the Abbott & Booth website. 
Please note by clicking the link you are leaving the firms website. 

Stacy Devereaux

 

Lucy Longmore

 

Ladies learning events

By Clare Redfern
Wednesday 20th November 2024 at 12:00


Last year, we were delighted to organize our inaugural live events tailored for women, focusing on financial education. Our commitment lies in empowering women to feel self-assured in their financial decision making and providing a supportive space for inquiries.

Last year, our events delved into Investments and Inheritance Tax planning. Stay tuned for our 2024 events, where we'll be focusing on pensions.

"The Financial Conduct Authority does not regulate Taxation Advice"
End.

Privacy

BS Handforth Limited will always respect the right to privacy of all visitors to its website. Because the internet is not a secure medium we have implemented all reasonable security measures to, where possible, protect the loss, misuse or alteration of information placed under our control.
By submitting personal information you consent to the use of that information to contact you for service related reasons.
We may use personal and profile data to tailor your experience on our interactive services and your IP address to help diagnose problems with our server, and to monitor the number of visitors to our site and study trends.
All data gathered as a result of your visit will be treated as confidential and will not be divulged to a third party without your consent.
If your name is on our database and you request that we remove or alter it, we will do so within 72 hours of receiving your request.
BS Handforth Limited reserves the right to modify, alter or otherwise update this Privacy Statement at any time and you are therefore encouraged to review it at regular intervals.

Independent Financial Advisors

WELCOME TO BURTON FINANCIAL SERVICES

Burton Financial Services have offered sound, trustworthy and informed financial advice since 2002

About Us

Burton Financial Services was founded in 2002 by Carl Devereaux and Mark Redfern to address the growing need for transparent, reliable and independent financial advice, distinguished by its personalized approach. Over the years, our firm has expanded steadily, now comprising six financial advisers and dedicated support staff catering to both individual and corporate clients. We take pride in offering a confidential, truly independent service tailored to each client's unique needs.

We believe in fostering trust from the outset. Therefore, our initial consultation comes at no cost to you, with no obligation to proceed further. Should you decide to move forward, our fee structure is transparent and agreed upon upfront, ensuring clarity and eliminating surprises. For detailed information about our services, please refer to the terms of business available in our documents section. 

If you seek dependable, well-informed financial advice, we encourage you to reach out to us for an initial consultation, where we can assess your needs and provide informed recommendations. You can find our complete contact information in the "Contact us" section.

Burton Financial Services, Burton FS and Abbott and Booth, Abbott & Booth Ethical Financial Planning are trading names of BFS Handforth Ltd (company number 04949589 - registered in England and Wales) and authorised and regulated by the Financial Conduct Authority 413664.

Our Services

Burton Financial Services provide financial advice which is tailored to your circumstance.

We believe that the first step to effective financial planning is not product focussed. First of all, we must obtain a clear picture of your objectives, for example whether income, capital growth or both is required. We must also determine time periods involved and the level of investment risk that you are happy to take. We also consider the taxation consequences of various investments and the most tax efficient structure for your particular circumstances.

For further information on the areas of advice we provide please follow the links:

Pensions

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Investments

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Protection

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Mortgages

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Female Financial Advisers

MORE

Ethical Investments

MORE

Corporate Clients

MORE

Private Clients

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Our People

Meet the team:

Clare Redfern

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Paul Clappison

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Laura Wright

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Carl Devereaux

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Mark Redfern

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Nick Abbott

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Stacy Devereaux

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Lucy Longmore

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News

Catch up on all the latest BFS news.

Ladies learning events

Last year, we were delighted to organize our inaugural live events tailored fo...
READ MORE...

Documents

Here you can download our library of useful documents in Portable Document Format (PDF).
News in Review
Check out our weekly newsletter which contains a brief overview of the key events from the past week.
Economic Review
Read the latest version of our monthly Economic Review here.
Residential Property Market Review
Find our latest Residential Property Market Review here.
Newsletter
Our latest Newsletter which covers a range of topics which we feel are important for clients.
Investment Philosophy
This document sets out our Investment Philosophy. It describes our approach to the provision of investment advice and outlines our beliefs about investment which form the foundations of how we help you to manage your money. It also details how you are involved with the decisions about investing - after all it is your money.
Your Advice Journey
This document sets out the steps to how we provide financial advice and how the journey from start to finish may look.
Terms of Business
This document details the service we provide and how we are regulated. It is an important document which you need to read.
Glossary of Terms
This document explains the meaning of all the words that may be used throughout the advice process. If you cannot find the definition of the word you are looking for in this document please do not hesitate to ask.
Privacy Notice
This document sets out our Data Protection Policy as regulated by the GDPR guidelines.
Mortgage & Insurance
This document describes our approach to the provision of Mortgage and Insurance advice.

Contact Us

 
Address:
BFS Handforth Limited
Burton House
2 Church Terrace
Handforth
Cheshire
SK9 3LW
Telephone:
01625 418610
Registered No:
04949589
Open:
Mon-Fri: 9.00am - 4.00pm

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