Pensions

Pension planning is becoming increasingly complex, with the government offering a range of tax incentives and the pension providers offering a plethora of different products and investment funds. But which options are the best for you personally? We can review your existing arrangements, suggest improvements and guide you through the personal pension-planning maze along with explaining how pension freedom can help to ensure your future needs are met.

We provide financial advice to those who are approaching or are at retirement. We undertake detailed research based on your personal circumstances and put in place financial planning solutions to help you maximise and protect your retirement income.

Investments

ISAs, Investment Bonds (on or offshore), OEICS, Unit Trusts or Regular Savings. Whatever the type of investment best suited to your circumstances, we will put you in an informed position and help you make the right decision.

Life Assurance

You and your family need to be protected from the effects of serious illness, premature death or accident. Critical illness, life insurance, and permanent health insurance must now seriously be considered by everyone.

We can explore with you the long term financial impact that such events could have on your current and future situations and ensure that an affordable level of financial protection is in place.

Mortgages

First time buyer or just moving on - we will find the mortgage that is right for you. Residential / Buy to Let / Commercial / Self Employed mortgages / Equity Release or Lifetime mortgages: with so much choice it’s difficult to know where to begin. We can help.

Ethical Investments

Investing ethically should not be considered the charitable option, there is no need to compromise your investment returns for your principles. By investing ethically you will be investing in the most forward thinking companies that provide green goods, services and solutions to the UK and worldwide.

This is a growth area with more and more investment opportunities becoming available. Investment in these companies is profitable plus you will be making the difference needed to address many of the social and environmental problems that we are currently facing. For further information please visit our ethical website at Abbott & Booth.

Corporate Clients

We provide bespoke solutions for your business. To help you plan for your business future we can provide advice on:
  • Group Retirement Planning
  • Shareholder Protection
  • Employee Benefits
  • Succession Planning
  • Key Person & Loan Protection
  • Workplace pensions (Auto Enrolment)

Private Clients

We provide bespoke solutions for your business. To help you plan for your business future we can provide advice on:
  • Pre-Retirement Planning
  • Post-Retirement Planning
  • Protection Planning
  • Inheritance Tax Planning
  • Tax-efficient Investing
  • Care Planning

Carl Devereaux

...along with Mark Redfern established Burton Financial Services in 2002 and has over 30 years’ experience in the financial services industry.

Carl previously worked for Prudential for 16 years and has been an independent financial adviser for 16 years. Carl advises his clients on investments, pensions, taxation, mortgages, life cover and is QC level 4 diploma qualified. His preferred approach to advice is face to face with his clients.

Paul Clappison

...is a former police constable with Greater Manchester Police but has since worked in the financial services industry for over 26 years.

Paul joined Burton Financial Services in April 2004 after working for a number of large financial companies including Co-op insurance, where Paul was the first ever sales manager appointed to the organisation who had not previously worked as a district agent for the company.

Paul is QC level 4 diploma qualified and covers all areas of financial advice being expert in Investment and Pension advice.

Clare Redfern

...lives in Stockport and started full time at Burton Financial Services in 2013 as an opportunity to work in the family business.

After completing her qualification as a Financial Adviser in 2016, Clare has continued her study's and is now a qualified Chartered Financial Planner covering areas of advice including Mortgages, Pensions, Investments and Protection. 

Laura Wright

Laura lives in Poynton with her husband and three daughters.

When Laura isn’t studying the latest pension rules or the movements of the FTSE, she spends time tending to her flock, cooking up a storm or running to keep active.

Laura has cemented her knowledge in the Financial Services Sector by working at major life offices such as Zurich, Aviva and Friends Life.  Now, some 20 years later, she works with both personal and professional clients to find financial solutions to their many needs.  She makes sure to always speak plain English with her clients and she’s passionate about helping them make their own plan!. 

Rob Gibson

...has over 40 years’ experience in the financial services industry and prior to becoming an Independent Financial Adviser he was a sales manager at Prudential.

Along with being QC level 4 diploma qualified, Rob is also qualified in Mortgages and Pensions G60.

Rob is an expert in pension advice and joined Burton Financial Services in June 2015.

Cyril Cooke

...has over 21 years’ experience in the financial services industry and previously worked for Frizzells IFA and Prudential.

He joined Burton Financial Services in May 2005. Cyril is QC level 4 diploma qualified and covers areas of advice including Investments, Pensions and Life Assurance.

He prides himself in providing a warm, friendly and professional service.

Mark Redfern

...along with Carl Devereaux established Burton Financial Services in 2002 and has over 32 years’ experience in the financial services industry. Mark has now retired from providing financial advice to clients but remains a director of the buisness.

Prior to Burton Financial Services Mark worked in sales and management roles at Prudential. 

Nick Abbott

...is an ethical specialist and his full details can be found on the Abbott & Booth website.

Privacy

BS Handforth Limited will always respect the right to privacy of all visitors to its website. Because the internet is not a secure medium we have implemented all reasonable security measures to, where possible, protect the loss, misuse or alteration of information placed under our control.
By submitting personal information you consent to the use of that information to contact you for service related reasons.
We may use personal and profile data to tailor your experience on our interactive services and your IP address to help diagnose problems with our server, and to monitor the number of visitors to our site and study trends.
All data gathered as a result of your visit will be treated as confidential and will not be divulged to a third party without your consent.
If your name is on our database and you request that we remove or alter it, we will do so within 72 hours of receiving your request.
BS Handforth Limited reserves the right to modify, alter or otherwise update this Privacy Statement at any time and you are therefore encouraged to review it at regular intervals.

Independent Financial Advisors

WELCOME TO BURTON FINANCIAL SERVICES
Burton Financial Services have offered sound, trustworthy and informed financial advice since 2002.
To find out how we can assist you with your financial affairs CONTACT US today.

BurtonFS My PFP - Personal Finance Portal

Burton Financial Services is happy to provide the Personal Finance Portal (PFP) app to our clients. This revolutionary app allows you to view all your finances in one place 24/7 on any mobile or web device. PFP enables you to view your fund information and financial portfolio at the click of a button. So whether you're looking for an up-to-date valuation of your portfolio, want to assess how you're progressing against your goals or simply wish to get in touch, PFP has it covered. If you are interested in setting up your Personal Finance Portal to view all of your plans please get in contact with your adviser who will be happy to help. PFP customers please click the icon on the left to login.

About Us

Burton Financial Services was established in 2002 by Carl Devereaux and Mark Redfern to meet the demand for honest, sound financial advice with a friendly, personal touch. Since then, the business has steadily grown and now consists of 10 financial advisers and associated support staff providing both corporate and personal independent financial advice. We pride ourselves on providing a friendly, confidential, truly independent service which is tailored to each individual's personal requirements.

Any initial consultation will be at our expense, with no obligation for you to take our advice or proceed to the next stage. Assuming you wish to take our initial discussions further, our remuneration is then set out and agreed at the beginning of the contract so nothing is hidden and there are no surprises. For further information on the service we provide please see our disclosure documents within useful documents.

If you are looking for sound, trustworthy and informed financial advice, we invite you to contact us for an initial no obligation consultation where we can identify your requirements and make informed recommendations. Our full contact details can be found in the contact us tab.

Our Services

Burton Financial Services provide financial advice which is tailored to your circumstance.

We believe that the first step to effective financial planning is not product focussed. First of all, we must obtain a clear picture of your objectives, for example whether income, capital growth or both is required. We must also determine time periods involved and the level of investment risk that you are happy to take. We also consider the taxation consequences of various investments and the most tax efficient structure for your particular circumstances.

For further information on the areas of advice we provide please follow the links:

Pensions

MORE

Investments

MORE

Life Assurance

MORE

Mortgages

MORE

Ethical Investments

MORE

Corporate Clients

MORE

Private Clients

MORE

Our People

Meet the team:

Carl Devereaux

MORE

Paul Clappison

MORE

Clare Redfern

MORE

Laura Wright

MORE

Rob Gibson

MORE

Cyril Cooke

MORE

Mark Redfern

MORE

Nick Abbott

MORE

Documents

Here you can access our library of useful documents in Portable Document Format (PDF):
Terms of Business
This document details the service we provide and how we are regulated. It is an important document which you need to read.

Investment Philosophy
This document sets out our Investment Philosophy. It describes our approach to the provision of investment advice and outlines our beliefs about investment which form the foundations of how we help you to manage your money. It also details how you are involved with the decisions about investing - after all it is your money.

Glossary of Terms
This document explains the meaning of all the words that may be used throughout the advice process. If you cannot find the definition of the word you are looking for in this document please do not hesitate to ask.

Privacy Notice
This document sets out our Data Protection Policy as regulated by the GDPR guidelines.

Mortgage & Insurance
This document describes our approach to the provision of Mortgage and Insurance advice.

Consumer Buy To Let
This document describes our approach to the provision of Consumer Buy to Let advice.

Commercial Buy To Let
This document sets out how we will deal with you in the provision of services for your Commercial Buy to Let mortgage.

Economic Review
Read the latest version of our monthly Economic Review here.

Residential Property Market Review
Find our latest Residential Property Market Review here.

News in Review
Our weekly summary of the news from the past week. This is a great summary of all the relevant latest information and is published weekly on a Wednesday.

Spring Wealth Newsletter 2022
 

Contact Us

 
Address:
BFS Handforth Limited
Burton House
2 Church Terrace
Handforth
Cheshire
SK9 3LW
Telephone:
01625 418610
Registered No:
04949589
Open:
Mon-Fri: 9.00am - 4.00pm

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